The match took place at Wembley Stadium on 7 April 1945 and was won by Chelsea, who beat Millwall 2–0.

A month later, Chelsea contested a play-off against the winners of the equivalent North final, Bolton Wanderers.

Millwall fielded Sam Bartram and Sailor Brown, who had been a part of the victorious Charlton team in 1944.

[3] The Times' correspondent reported that the crowd "must have been sadly disappointed at the quality of play", but Chelsea "were the sounder in defence... and produced the majority of what good attacking movements there were.

"[4] Millwall held their own in the first half, but a ten minute spell after half-time in which Chelsea scored twice was sufficient to win them the match.