The 1972 Morgan State Bears football team represented Morgan State College (now known as Morgan State University) as a member of the Mid-Eastern Athletic Conference (MEAC) during the 1972 NCAA College Division football season.
Led by 13th-year head coach Earl Banks, the Bears compiled an overall record of 5–5 and a mark of 4–2 in conference play, and finished tied for second in the MEAC.
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