Northern Michigan defeated Western Kentucky in the championship game, 16–14, to win their first Division II national title.
The championship game was the Camellia Bowl, held at Hughes Stadium in Sacramento, California for the third and final time.
The Northern Michigan Wildcats defeated the Western Kentucky Hilltoppers 16–14 to win their first national title.
Of all current members of Division II, as of 2015, Northern Michigan was the first to win the playoff national championship.
They went from winless (0–10) in 1974 to 13–1 and national champions in 1975,[2] led by sophomore quarterback Steve Mariucci,[6] later a head coach in the NFL for nine seasons.