The 1981 Bethune–Cookman Wildcats football team represented Bethune–Cookman College (now known as Bethune–Cookman University) as a member of the Mid-Eastern Athletic Conference (MEAC) during the 1981 NCAA Division I-AA football season.
Led by third-year head coach Bobby Frazier, the Wildcats compiled an overall record of 7–4, with a mark of 3–2 in conference play, and finished third in the MEAC.
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