The 1981 Florida A&M Rattlers football team represented Florida A&M University as a member of the Mid-Eastern Athletic Conference (MEAC) during the 1981 NCAA Division I-AA football season.
Led by eighth-year head coach Rudy Hubbard, the Rattlers compiled an overall record of 7–4, with a mark of 4–1 in conference play, and finished second in the MEAC.
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