The 1986 Chico State Wildcats football team represented California State University, Chico as a member of the Northern California Athletic Conference (NCAC) during the 1986 NCAA Division II football season.
Led by third-year head coach Mike Bellotti, Chico State compiled an overall record of 7–3 with a mark of 4–1 in conference play, placing second in the NCAC.
The team outscored its opponents 338 to 203 for the season.
The Wildcats played home games at University Stadium in Chico, California.
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