[8] Unseeded in the tournament, the Penguins defeated UCF, top-seed Georgia Southern, and Idaho to reach the final.
This was the third appearance, both consecutively and overall, for Youngstown State in a Division I-AA championship game, having won in 1991 and having lost in 1992.
This was the fourth appearance overall, and third consecutively, for Marshall in a Division I-AA championship game, having won in 1992 and having lost in 1987 and 1991.
At the end of Marshall's ensuing possession, the Herd's punter was tackled inside their own 10-yard-line, and Youngstown State scored their second rushing touchdown on the next play.
The only scoring throughout the remainder of the game was a field goal by each team, and Youngstown State gave up a safety late in the fourth quarter.