The 1994–95 Croatian First Football League was the fourth season of the top-level league in Croatia since its establishment.
This was the first season where three points were awarded for a win.
Neretva were promoted as winners of the Druga HNL (South) division and Marsonia were promoted as the winners of the Druga HNL (North) division.
The league was therefore reduced to 16 teams, since four clubs were relegated in the previous season.
The league structure was changed after the 1994–95 season, whereby the four relegated teams this season played the next season in League 1-B.