The 1995–96 Scottish Football League Third Division was the 2nd season in the format of ten teams in the fourth-tier of Scottish football.
finished top and were promoted alongside runners-up Brechin City.
Both teams were promoted straight back to the Second Division having both been relegated the previous season.
Albion Rovers finished bottom for a second consecutive season.
Forfar Athletic as champions of the previous season were directly promoted to the 1995–96 Scottish Second Division alongside runners-up Montrose.