The 1995 Central Michigan Chippewas football team represented Central Michigan University in the Mid-American Conference (MAC) during the 1995 NCAA Division I-A football season.
In their second season under head coach Dick Flynn, the Chippewas compiled a 4–7 record (2–6 against MAC opponents), finished in seventh place in the MAC, and were outscored by their opponents, 276 to 255.
[5] Massey was named MAC Freshman of the Year.
[6] Linebacker Cory Gildersleeve was selected as the team's most valuable player.
[7] Center Brock Gutierrez and free safety Quincy Wright were selected as first-team All-MAC player.