1995 Western Kentucky Hilltoppers football team

The 1995 Western Kentucky Hilltoppers football team represented Western Kentucky University as an independent during the 1995 NCAA Division I-AA football season Led by seventh-year head coach Jack Harbaugh, the Hilltoppers compiled a record of 2–8.

The team's captains were Stephon Benford, Daryl Houston, and Dan McGrath.

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