The 1998 NCAA Division II football season, part of college football in the United States organized by the National Collegiate Athletic Association at the Division II level, began on September 5, 1998, and concluded with the NCAA Division II Football Championship on December 12, 1998, at Braly Municipal Stadium in Florence, Alabama, hosted by the University of North Alabama.
The Northwest Missouri State Bearcats defeated the Carson–Newman, 24–6, to win their first Division II national title.
[2] The Harlon Hill Trophy was awarded to Brian Shay, running back from Emporia State.
The championship game was held at Braly Municipal Stadium in Florence, Alabama, for the 12th time.
Note:† Texas A&M–Kingsville forfeited these games as a result of using ineligible players.