The 2004 FIU Golden Panthers football team represented Florida International University in the 2004 NCAA Division I-AA football season.

The Panthers were led by head coach Don Strock in his third season and finished with a record of three wins and seven losses (3–7).

In 2008, the NCAA Division I Committee on Infractions found major violations within the football program and as such vacated the Panthers' three wins from the 2004 season.

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