The 2004 Palm Beach Gardens Challenger was a women's professional tennis tournament played on clay courts.

It was the 2nd edition of the Palm Beach Gardens Challenger, and was an ITF $50,000 tournament from 2003 to 2005.

It took place at the Palm Beach Gardens Tennis Center in Florida from November 29 to Dec 5, 2004.

The following players received wildcards into the singles main draw: The following players received entry from the qualifying draw: The following players received entry via the Lucky loser spot: Sessil Karatantcheva def.

Līga Dekmeijere / Nana Miyagi def.