The 2005 NCAA Division II football season, part of college football in the United States organized by the National Collegiate Athletic Association at the Division II level, began on August 27, 2005, and concluded with the NCAA Division II Football Championship on December 10, 2005, at Braly Municipal Stadium in Florence, Alabama, hosted by the University of North Alabama.

[2] The Harlon Hill Trophy was awarded to Jimmy Terwilliger, quarterback from East Stroudsburg.

Stillman completed their transition to Division II and became eligible for the postseason.

Post Northern Sun Intercollegiate Conference – Concordia–Saint Paul and Winona State Pennsylvania State Athletic Conference – Bloomsburg (East), California (PA) and Edinboro (West) Rocky Mountain Athletic Conference – Nebraska–Kearney South Atlantic Conference – Presbyterian Southern Intercollegiate Athletic Conference – Albany State West Virginia Intercollegiate Athletic Conference – Shepherd The 2005 NCAA Division II Football Championship playoffs were the 32nd single-elimination tournament to determine the national champion of men's NCAA Division II college football.

The championship game was held at Braly Municipal Stadium in Florence, Alabama for the 18th time.