The 2013 Incarnate Word Cardinals football team represented the University of the Incarnate Word in the 2013 NCAA Division I FCS football season.

[1] Home games were played at Gayle and Tom Benson Stadium.

They played a mixed schedule of schools from the FCS, NAIA, and D-II.

The Cardinals joined the Southland Conference for football in the 2014 season, and it counted as the 2nd year in a 4-year transition into the D1 level that will make them eligible for the FCS Playoffs in 2017–18.

KUIW Radio produced a student media broadcast every week, that is available online, and they provided streaming of all non-televised home games were shown via UIW TV.