The Court ruled unanimously that the FTC had misused its authority granted by the Federal Trade Commission Act under Section 13(b) to obtain monetary relief.

Scott Tucker ran several payday loan service companies under several different names (including AMG Capital Management) over a fifteen-year period.

[3] Tucker's counsel questioned if the amendment was intended to include seeking equitable relief for restitution or disgorgement.

[4] The FTC had presumed §13(b) provided that allowance and heavily used the amended language since its introduction to seek monetary relief for consumers that were financially impacted by those the agency had found in violation of fair trade practices.

Breyer wrote that the FTC could engage in other processes to seek monetary relief for consumers, or "it is, of course, free to ask Congress to grant it further remedial authority.