It was established 1993 and is based on the model adopted by MegaLink, an interbank network in the Philippines.

The network is owned by PT Artajasa Pembayaran Elektronis.

ATM Bersama provides many interbank facilities, including balance inquiry, cash withdrawal and real time-online transfer to other accounts of members of the shared network.

In 2004, ARTAJASA made a cross-border ATM Bersama with partner provider MEPS, Malaysia.

Singapore and Thailand have been linked to the ATM Bersama network with NETS and ITMX respectively.