[5] This line would provide a recorded message with the time, weather, and other announcements.

[18] In 1968, a holding corporation called American Fletcher Corporation (AFC) was formed to be the new parent company for the bank and allow the company to acquire banks outside its home county once the Indiana Legislature pass legislation that would allow such actions.

[3][19][20][21][22] At that time, American Fletcher had 41 branches throughout Indianapolis and Marion County.

It was not until July 1, 1985, that the laws enacted by the Indiana State Legislature went to effect that permitted the acquisition of banks outside of its home county along with extremely limited branching.

The bank made its first expansion move outside of Marion County by the acquisition of the offices and assets of the failed Shelby National Bank of Shelbyville in Shelby County, from the FDIC for $4.5 million in April 1984.

[31] In the same month, AFC completed its acquisition of the First American National Bank of Plainfield.

[2] In 1990, the 48-story Bank One Tower at 111 Monument Circle, the tallest building in the state of Indiana, was finally opened after 20 years of planning under American Fletcher.