[7][8][9] She graduated from West Perry High School in Elliottsburg, where she had been a standout member of the girls' field hockey team during the late 1990s,[10][11][12] By the time she was a senior in 1999, she had played field hockey for six years and was a multi-sport athlete who also played on her high school's basketball and track teams.
[13][14][15] Loy was involved in community service efforts with the school's Peer Helpers group and was a member of the National Honor Society.
[21] A field hockey forward, Loy earned her first career cap versus Ireland on January 14, 2004 at Stanford, California.
In 2008, Loy was a member of the U.S. Women's Field Hockey team at the 2008 Summer Olympics in Beijing.
[22][23][24][25][26][27] In September 2008, Loy worked as a volunteer assistant coach at Shippensburg University of Pennsylvania.