Ardshinbank is a universal financial and credit institution offering a full range of banking services.

The priority areas include project financing for large corporate customers, primarily in the strategic industries and energy sector of Armenia, as well as lending to small and medium-sized businesses, emission and service of plastic cards, e-banking, international money transfers, as well as mortgage lending to different population groups and salary projects.

It is the first private entity in Armenia to issue eurobonds in the amount of US$100 million (in formats RegS/144A).

Ardshinbank is a member of the Union of Banks of Armenia, the Armenian-Georgian Association of Business Cooperation, NASDAQ OMX ARMENIA OJSC, Association of Armenian Mortgage Market Participants, an affiliated member of MasterCard Europay, a principal member of Visa International payment system, a shareholder of SWIFT International Financial Telecommunication System, the Armenian Card CJSC, and the settlement system of the Central Depository of Armenia.

Later, In November of the same year, Ardshinbank purchased the main part of OJSC “Agrobank”, including its 35 branches and the rest of infrastructure.