Automatic enrolment

Some countries have pursued schemes similar to automatic enrolment as seen in the above nations but have adopted slightly different approaches.

[4] There has been widespread calls from within the pensions industry for the UK Government to increase the contribution level at which workers are automatically enrolled.

It has been questioned as to whether the current rate of 8% is large enough to provide a healthy retirement income.

[5][6] Automatic enrolment is recommended in the book Nudge by Thaler and Sunstein, as it promotes higher participation rates than when citizens are left to arrange their own pensions.

Libertarians argue against automatic enrolment as it impinges on an individual's freedom of choice.