[7]) The bank was founded as a holding company for the credit unions (Chinese: 城市信用社) in the city.

However, in 1997, it was discovered that one of the former credit union of the banking group in Zhongguancun, had an accounting scandal with a huge deficit.

In December 2017, ING subscribed the capital increase of the bank, despite that the ownership ratio of the ordinary shares was still diluted from 13.6% to 13.0%.

[20][21] Qiang was succeeded by Zeng Ying (Chinese: 曾颖) in 2016; she was the deputy of Beijing Bureau of China Banking Regulatory Commission in 2011.

[23] Since 2008, Lu was also the chairman of Beijing Energy Investment Holdings, a shareholder of the bank.

[24] Lu was sentenced to 11 years' imprisonment for his crime as the manager of Beijing Energy Investment Holdings in 2016.