The upper story has a smaller deeply set window with straight tops which are arranged in ribbon-like fashion, while the roofline features crenelations, both of which are characteristic of Richardsonian Romanesque.

According to the Bigheart Times, other tenants in the building have included the town of Barnsdall, which used it as a city hall and as a library, International Order of Oddfellows (IOOF) and its auxiliary (the Rebekah Lodge).

The ground floor currently has two retail tenants: a flower shop called Twig and Berries, and The Hen House, which sells handcrafted items, as well as fresh eggs.

In 2014, Cliff Taylor, then owner of the building, began a renovation program by replacing all of the windows on the second floor.

[4] It was deemed significant for listing on the National Register as "it is the oldest surviving commercial building in Bigheart (now Barnsdall)" and it is "among the four oldest banks in Osage County", and "it is one of the finest representations of Richardsonian Romanesque architecture as applied to a commercial building in Osage County.