Built in 1835,[1] it was the location of Greene County's first bank, which opened on June 1 of that year.

After First National moved to a newer building in 1865, it was no longer used as a bank; among its later owners was A.C. Messenger, a physician who used it as his home and office.

[3] Built in a heavily Greek Revival style of architecture,[1] upon a stone foundation,[4] the bank is a two-story structure constructed with a rectangular plan.

Located along Detroit Street in downtown Xenia, its pilastered appearance is dominated by the entrance porch, which features two columns built in the Doric order.

[1] The second Xenia location to be added to the Register, following the East Second Street Historic District,[1] it survived the devastating tornado of the following year.