In 1998, Morgan, a then 37-year-old truck driver living in a caravan, was almost killed in a car crash which caused him to develop a heart condition.

He was declared clinically dead for 14 minutes and 38 seconds before being revived by paramedics, however he subsequently lapsed into a coma for 12 days during which his family were advised to turn off his life support, but after being transferred to a different hospital he woke up and made a full recovery.

[1][2] Within 12 months of his car crash and subsequent heart attack and coma, Morgan won a scratchcard for a AU$30,000 Toyota Corolla, secured a new job, and had gotten engaged to his future wife Lisa Wells.

"[1][2] Celebrating with the newsagency staff over champagne, he then called his fiancée to inform her of his second win and that they could now afford to buy a new house, and she later commented: "I just hope he hasn't used all his good luck up".

Although he still suffers from a combination of heart issues and arthritis which forced him to retire early, he stated: "I’ve had a bonus of 22 years and that’s the way you have to live your life.