Fritz Brown is a disgraced former LAPD officer now working as a private investigator, part-time repo man and struggling on-the-wagon ex-alcoholic.
In the course of his investigation, Fritz learns that Jane is indeed living with an elderly millionaire named Solly Kupferman, and that their relationship is odd at best.
Fritz follows Solly and witnesses a transaction between Solly and Cathcart, the Internal Affairs Chief who disgraced Fritz and had him expelled from the police force Brown suspects Fat Dog of being an arsonist and discovers that Kupferman owned Club Utopia through a proxy.
Brown, thinking there might be a connection between the two men, decides to look for Fat Dog, who has disappeared and force him to confess but finds him dead in Mexico instead.
He has been killed by Richard Ralston, with whom Fat Dog had started an illegal trade in social welfare benefits.