Carate Urio (Comasco: Caraa Uri [kaˌraː ˈyːri]) is a comune (municipality) in the Province of Como in the Italian region Lombardy, located about 45 kilometres (28 mi) north of Milan and about 6 kilometres (4 mi) northeast of Como.

Founded in 1927 by the merger of Carate Lario and Urio, Carate Urio borders the following municipalities: Brienno, Faggeto Lario, Laglio, Moltrasio, Schignano, Torno.

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