Caroga is a town in Fulton County, New York, United States.

Caroga is in the northern part of the county, northwest of Gloversville and Johnstown.

The northern town line is the border of Hamilton County.

It leads north to Piseco Lake in the town of Arietta and south to Canajoharie on the Mohawk River.

The racial makeup of the town was 98.86% White, 0.07% Native American, 0.14% Asian, 0.07% Pacific Islander, and 0.85% from two or more races.

26.2% of all households were made up of individuals, and 11.9% had someone living alone who was 65 years of age or older.