The coal-crested finch (Charitospiza eucosma) is a species of bird in the family Thraupidae.

It is found mainly in the Cerrado, with small amounts in Bolivia and northern Argentina.

The coal-crested finch was formally described in 1905 by the American ornithologist Harry C. Oberholser.

The specific epithet is from the Ancient Greek eukosmos meaning "decorous" or "well-adorned".

[3] The type locality is the state of Bahia in Brazil, near the border with Minas Gerais.