Though the round-head picket fence and entry gates were later removed, the property retains a large shaded garden on with ample street frontage.

The distinguishing feature of the Payne house is the wood trim exterior, consisting of hood mould on the paired windows on the south, four kinds of bargeboards and bracketed cornices on the rear ell's east side.

The interior of the Charles Payne House is not covered in detail by any survey, but has three mantelpieces on the first floor, two displaying Gothic Revival influence in their wooden designs and the third, located in the rear ell, made of grey marble with a round-head opening.

At the time of the nomination, an ornamental round head picket fence surrounded the property and access was through a double-leaf lattice work gate.

[4] According to the National Register of Historic Places, the Charles Payne house is architecturally significance as an "unusually picturesque and well-preserved example of the small vernacular cottages erected during the middle years of the nineteenth-century in Pawtucket".