Charlotte Adams is a fictional character from the Australian Seven Network soap opera Home and Away, portrayed by actress Stephanie Chaves-Jacobsen.

Charlotte is described by Network Seven as "pretty, smart, generous and sincere" and has "an uncanny ability to draw people out and make them feel good about themselves".

Charlotte soon becomes friends with Jude's teenage brother Noah (Beau Brady) and Seb Miller (Mitch Firth) who is living with them.

On the night of the proposal, things take a horrible turn and when Noah, Jude and Hayley Smith (Bec Cartwright) return home they find a bruised Charlotte crying on the stairs.

Charlotte then breaks up with Steve and later makes the agonising decision to commit Gladys to a home after she develops Alzheimer's and causes a fire.

On the night of the school formal, Charlotte is called out to a car crash which involves Alex Poulos (Danny Raco), Brodie Hanson (Susie Rugg) and Miles Alcott (Steven Rooke).

Rhys (Michael Beckley) and Shelley Sutherland (Paula Forrest), who had miscarried a son 15 years earlier, help Jude and Charlotte through their difficult time and arrange a memorial on the beach for the twist.

When her superior at Northern Districts, Dr. Carlingford (Alan Faulkner) verbally chastises her one time too many, Charlotte resigns and decides to leave Summer Bay.

Charlotte's death has an effect on several other people; Josh who blames himself for not putting up the right flags and resigns as a lifeguard, and Jade Sutherland (Kate Garven) who decides to "live for the moment".