[1] Born in Scarborough, England to Laura Fry,[2] who competed at the 1992 Summer Olympic Games in Barcelona, Charlotte started riding at a young age.

At age 14, she started training with Olympic Champion Carl Hester, eventually working for him part-time in exchange for lessons.

She also won at the 2018 European Championships for Grand Prix riders under the age of 25 in Exloo, Netherlands, with her horse Dark Legend.

[10] On 16 December 2022, the pair won the 5th leg of the FEI Dressage World Cup, West Europe League, with a personal best of 90.995% in the Freestyle.

[11] In 2024, Fry was eliminated from the dressage World Cup Final[12] in Riyadh, Saudi Arabia after blood was found around her horses mouth.