Chloe Richards (also Fraser) is a fictional character from the Australian television soap opera Home and Away, played by Kristy Wright.

Of an encounter with a group of teenagers who began harassing her at a local mall, she said "So I just steer clear of places where young people hang out - shopping centres, McDonald's, cinema strips...

They begin a relationship but Chloe's racist father Max (Rob Steele) takes an instant dislike to Jack, due to him being mixed race.

When Max begins being physically abusive towards Chloe, she flees to Western Australia to stay with her estranged mother, Maureen (Liz Burch).

After Maureen rejects her, Chloe returns to Summer Bay and is devastated when she finds out Max has left and Jack is dating his foster sister Sally Fletcher (Kate Ritchie).

When the police raid Summer Bay High, Chloe implicates her dealer, school secretary Joanne Brennan (Kimberley Joseph).

Upon learning that she could top the State HSC History results, Chloe applies for a scholarship but is rejected by the university when her drug past is revealed.

Alex Bennett (Nick Freedman) finds Chloe's shoe on the beach and is later arrested as a suspect, However, he is later released due to lack of evidence.

Colin Parker, a man matching the description of the rapist, is brought to trial but Chloe fails to recognise him in the courtroom and he is freed but shot dead by an angry Max.

Constable Terri Garner (Alyson Standen) and Travis Nash (Nic Testoni) arrive on the scene and Brad is arrested and transferred to a psychiatric hospital after having his leg amputated due to severe blood loss.

When Chloe kisses Jesse McGregor (Ben Unwin), her foster sister, Selina Roberts' (Tempany Deckert) boyfriend, it causes tension between the girls in the house.

Chloe and Olivia return in June 2005 to stay with Irene in order to escape her abusive boyfriend Troy Peters (Christian Willis).

At the end of the night, Chloe drives home along with Alf, Ric Dalby (Mark Furze), Martha MacKenzie (Jodi Gordon) and Kim Hyde (Chris Hemsworth).

Just as it appears Diana has won, James returns and reveals that Chloe's will stipulates that he is to receive custody of Olivia upon her death and takes his niece to live with him in England.

Robin Oliver of The Sydney Morning Herald praised scriptwriter Boaz Stark for handling the aftermath of Chloe's rape and Wright and McGranger's performances.