Cooper v Hobart, 2001 SCC 79 is a Supreme Court of Canada case that redefined the "Anns test", which was adopted in Kamloops (City of) v Nielsen to establish a duty of care in civil tort cases.
The Registrar of Mortgage Brokers had become aware of Eron in August 1996 and did not suspend his licence until October 1997.
McLachlin CJ and Major J found that if there is no existing category that would create a duty of care, the plaintiff must show proximity, a close and direct relationship with the defendant.
While the losses to the plaintiff were foreseeable, proceeding to a policy analysis was unnecessary.
The Court noted that even if it had gone to a policy analysis, the duty of care would be negated by policy considerations as a ruling for the plaintiff would in effect create a public insurer for investors on taxpayer dollars.