Prior to 2010, the bank's focus was large corporations and upscale business-people.

As of December 2018[update], the bank's total assets were valued at approximately US$178.28 million (KES:17.805 billion), with shareholders' equity valued at US$28.67 million (KES:2.86 billion).

[1] The bank was founded in 1986, as a non-bank financial institution (NBFI); Credit Kenya Limited.

[3] As at January 2016, the shares of stock of Credit Bank are privately owned by corporate and individual investors.

[4] In January 2016, Fountain Enterprises Programme Group (FEP) announced plans to acquire a controlling 75 per cent stake in Credit Bank for KSh4 billion (approx.