[7] Current launched its personal accounts for adults in February 2019, which featured early access to wages with direct deposit, fee-free overdraft (up to $200), no minimum balance requirements, and instant removals of gas holds that stations put on debit cards.

[8] In 2020, Current became the first U.S. based consumer fintech to launch a points reward system based on debit, which allows its members to earn points redeemable for cash back in their Current accounts, for purchases at over 14,000 merchants nationwide, including national retailers such as Subway, Cold Stone Creamery, and Rite Aid, as well as thousands of local retailers.

[19] Account holders are issued Visa debit cards and have access to Current's online banking system via its mobile app for iOS or Android.

[20] On December 12, 2019, the company applied for patent 16424341 / 20190378121, "Cryptographic Technology Platform And Methods For Providers To Enable Users To Monetize Their Data" that would cryptographically give end-users, i.e., customers, an option to maintain complete personal data privacy or opt to monetize all or part of it.

[23] In April 2020, Current was the first neobank to receive government stimulus payments for its customers under the CARES Act, and used its own balance sheet to credit all member accounts immediately, which was five days faster than most incumbent banks.

[24] A few days later, Current announced most of the stimulus funds were being used on food, groceries, gas and day-to-day living costs.