Born in Detroit, Michigan on September 12, 1957, Moy was raised in Waukesha, Wisconsin, where he worked in his parents' restaurant while growing up.

Moy is an active participant in organizations representing the Asian-American community, as well as a member of the Board of Directors of Christianity Today International.

He was elected as the Grand Crysophylos (Treasurer) for Tau Kappa Epsilon International Fraternity at the 54th Biennial Conclave held in Las Vegas, Nevada on August 7, 2007.

For two-and-one-half years, beginning in 1997, Moy suffered from a debilitating nerve illness, which was later cured by brain surgery.

After leaving the United States Mint, Moy became Vice President Corporate Infrastructure for L&L Energy, Inc.[2][9] As of 2014, he is the chief strategist for Fortress Gold Group.