The film begins with a tightwad, Badhalabandee Vara Prasad / Bava, a municipal contractor who troubles everyone with greed.

Jayalakshmi / Jaya, a spendthrift newly transferred municipal clerk, arrives with her naughty son Sridhar.

Initially, Bava squabbles with the infant, who joins as his neighbor when he is startled to view Jaya and spins back.

Seven years ago, Jaya used to reside with her sibling Nagamani & brother-in-law Subbaiahlingam, associating with an attendant, Pullaiah.

After a few comic scenes, Jaya takes a stab via Usha Singhal to rescind Bava's contract, but he proactively regains it.

Whereat, Usha Singhal schemes by swapping his X-ray with a brain tumor when the doctors declare they must undergo surgery within 24 hours, for which ₹100,000 (US$1,200) is inevitable.