The Italian Renaissance style bank was built in 1891 for Harm Emminga.

Harm was the son of Henrich Emminga, a German immigrant who had started a prosperous milling business in Golden; Harm continued his father's business by building both a new grain elevator and the new bank.

In 1905, the bank moved to a new building in downtown Golden, and by the 1920s it had become a prosperous business affiliated with larger regional banks in Quincy; however, it closed in 1930, a victim of the Wall Street crash of 1929.

[2] The bank was added to the National Register of Historic Places on February 12, 1987.

It is one of two sites on the National Register in Golden, along with the Ebenezer Methodist Episcopal Chapel and Cemetery.