Fatma Kara was born in Herten district of Recklinghausen in North Rhine-Westphalia, Germany on June 15, 1991.

In the 2008–09 season, she moved to SG Lütgend Dortmund upon an offer to accomplish her high school education there.

[1] In May 2018, Kara signed with the Reykjavík-based club HK/Víkingur of the Icelandic women's league Úrvalsdeild kvenna.

[11][12] Mid November 2021, she returned to Turkey, and joined the newly re-established and in the Super League entered club Fenerbahçe.

[13] Until October 2007, she capped ten times in the youth national team, and participated also at the 2008 UEFA Women's U-17 Championship qualification round matches.

[1] Fatma Kara debuted in the Turkey U-19 national team in the friendly match against Maceonian juniors on September 16, 2007.