The song's lyrics were penned by Jin Ri, while its music was composed by Michael Woods, Kevin White, Andrew Bazzi, Shaylen Carroll, and MZMC.
Since debuting as a soloist in October 2015 with the successful extended plays I and Why as well as chart-topping digital singles "Rain" and "11:11", South Korean singer Kim Tae-yeon (known by her mononym Taeyeon) has risen to prominence and established herself as the country's most popular individual celebrity of 2016.
[4] Hyun Min-young from IZM praised Taeyeon's vocals on the song and compared its musical styles to those of American singer Taylor Swift.
[6] Jeff Benjamin from Billboard labelled it "a 2.0 sonic version" of Taeyeon's 2015 single "I" while praised her "uplifting" vocals.
[12][13] "Fine" was the best-performing song on the Gaon Digital Chart of March, accumulating 437,057 downloads and 22,063,715 streams through South Korean music services.