[4] The mouth of Fine Gold itself is roughly 3 miles (4.8 km) north-east of where Fort Miller used to be (which is now under Millerton Lake).

[10] The environs of Fine Gold comprise woodland foothills, mainly oak, digger pines, and willows, interspersed with occasional grassland and riparian habitat that includes Fraxinus latifolia, and various Populus, Salix, and Cephalanthus species.

[12] Vegetation to be found in the streambed includes Polypogon monspeliensis, some Mimulus and Cyperus species, Mentha pulegium, and clover.

[12] The whole watershed had been designated an Aquatic Diversity Management Area of the Sierra Nevada Ecosystem Project.

[12] At the mouth of the Creek, where it is inundated by Millerton Lake, the river banks are moderately steep.

[14] The Creek watershed is sparsely populated, with access roads to farms, and scattered housing with mostly single-family homes.