The flag of the British Overseas Territory of Bermuda as a red ensign was first adopted on 4 October 1910.

[1] Prior to this like most of the British colonies at the time it adopted a blue ensign with a seal that depicted a dry dock with three sailing ships.

The flag is unusual for a British overseas territory in that it is used on land in a red ensign form; most other British overseas territories use a version of the blue ensign for general use ashore.

The Latin inscription on the coat of arms reads Quo Fata Ferunt ("Whither the Fates Carry").

The coat of arms shows a lion holding a shield which bears a picture of a shipwreck on a rock.