Francis Kinloch (March 7, 1755 – February 8, 1826) was an American lawyer and rice planter from Georgetown, South Carolina.

His father, Francis, was a member of the royal council for South Carolina from 1717 till 1757, and at one time its president, and his grandfather, James, came from Scotland about 1700.

In 1774, after travelling through France, Italy, and Switzerland, he remained in Geneva with his friend Johannes von Müller, a Swiss historian.

Though at first he had sympathized with the Tories, at the beginning of the American Revolutionary War he returned to Charleston, and received a captain's commission in the South Carolina militia.

For many years he served in the South Carolina House of Representatives, and was a justice of the peace and of the quorum.