The gmina covers an area of 114.75 square kilometres (44.31 sq mi), and as of 2006 its total population is 4,089.
The gmina contains part of the protected area called Gostynin-Włocławek Landscape Park.
Gmina Kowal contains the villages and settlements of Bogusławice, Czerniewiczki, Dąbrówka, Dębniaki, Dobrzelewice, Dziardonice, Gołaszewo, Grabkowo, Grodztwo, Kępka Szlachecka, Krzewent, Nakonowo, Przydatki Gołaszewskie, Rakutowo, Strzały, Unisławice, Więsławice and Więsławice-Parcele.
Gmina Kowal is bordered by the town of Kowal and by the gminas of Baruchowo, Choceń, Lubień Kujawski and Włocławek.
This Włocławek County location article is a stub.