The organization provides loans, savings programs, financial education, and credit establishment to women who live in poverty in the United States.

Grameen America staff holds mandatory weekly group meetings during which members repay loans and receive peer support and mentoring.

Common businesses include food carts, flower stands, tailoring, jewelry and crafts and salon services.

Professor Yunus believed that microfinance should be put to work in the capital of international finance, New York City, in which a segment of the population do not have access to banks and mainstream financial institutions.

In September 2018, Grameen America reached a milestone of $1 billion dispersed in microloans to over 100,000 of its members in the ten years since its founding.

If we change the banks' mind, the whole world will change.As of the end of 2017, Grameen America had disbursed over $760 million in micro-loans to more than 95,000 low-income women in the United States.