Anni Helena Takalo (née Kivioja, born 28 October 1947) is a Finnish former cross-country skier.

Takalo also won the women's 5 km at the Holmenkollen ski festival in 1976.

For her cross-country skiing successes, she earned the Holmenkollen medal in 1977 (Shared with Hilkka Riihivuori and Walter Steiner).

All results are sourced from the International Ski Federation (FIS).

This biographical article relating to Finnish cross-country skiing is a stub.