Endangered green sea turtles deposit an average of tens of nests along the city's ocean beach each year.

The 12 acres (4.9 ha) of wetland created as mitigation by a local developer on Samsons Island provide nutrient-rich, sheltered aquatic habitat serving as finfish nursery and feeding ground for a diverse assemblage of birds and mammals.

The city is working with faculty of the Florida Institute of Technology to promote graduate student research and class projects on Samsons Island Nature Park and to assist in devising and implementing maintenance programs to preserve and enhance desirable wildlife habitats.

[8] Vegetated sand dunes are found along most of the beach's length and provide the major defense against storm events in the region.

[citation needed] There are approximately 10 acres (4.0 ha) of coquina rock outcrops frequently exposed along the low-tide line of Indian Harbour's ocean beach.

Fossilized Atlantic ghost crabs can be found on the Indian Harbour's ocean beach, the remnants of a unique set of geological circumstances which preserved these creatures when they died in their burrows perhaps about 110,000 years ago.

[9] A study commissioned by NASA[10] lends credence to the notion that Indian Harbour Beach is located in a portion of the North American Atlantic shoreline with a uniquely reduced incidence of catastrophic hurricanes.

In 2010, the town had the highest percentage of people with undergraduate degrees of any municipality measured in the county, 41%, compared with an average of 26% countywide.

The Indian Harbour Beach Recreation Center is located in 27 acres (11 ha) Gleason Park on the corner of South Patrick Drive and Yacht Club Boulevard.

The Recreation Department offers a wide variety of classes, services and activities, ranging from those for toddlers and preschoolers, to a Senior Leisure-time Club.

Also located in the park is the city's heated competition-size swimming pool—open seven days a week year-round, shuffleboard courts, two playgrounds, a walking/exercise trail and picnic facilities.

[22] The million-dollar Algonquin Sports Complex located off Wimico Drive is home to senior baseball, major Little League, softball and soccer fields serving multiple age groups.

Other city ball fields are located next to Ocean Breeze School and serve minor Little League teams as well as T-ball participants.

[24] The city has a 100% Volunteer Fire Department, consisting of 30+ members and utilizing three Class-A pumpers, including a 75-foot ladder truck.