The Insurance Act 2015 (c. 4) is a United Kingdom act of Parliament which makes significant reforms to insurance law.

[1] It came into effect on 12 August 2016,[2] and follows on from the Consumer Insurance (Disclosure and Representations) Act 2012 ("CIDRA").

Part 4 addresses "Fraudulent claims", putting the common law rule of forfeiture "on a statutory footing".

However, these provisions were deemed to be too controversial to pass through the expedited parliamentary procedure for Law Commission bills.

[6] They were later reinserted in Part 5 of the Enterprise Bill, which was introduced into Parliament on 16 September 2015 [7] and passed into law on 4 May 2016.